Broke Is a Phase

You're not bad with money. You were just never taught.

Broke Is a Phase explains money in plain language for young adults: how to read your paycheck, build a budget that doesn't suck, start an emergency fund, handle credit cards, buy now pay later and student loans, build your credit score from zero, start investing with index funds and your employer match, pay taxes on gig and side-hustle income, spot the scams aimed at Gen Z, and handle money with friends and family.

• Personal finance guide, about 44 pages (6×9 PDF)
• A 30-Day Money Starter Plan and a printable worksheet
• General education only; not financial advice
• Instant digital download