The Paycheck Plan

Give every dollar a job before the month begins.

The Paycheck Plan is a simple, flexible way to budget the month you're actually living, with no spreadsheets to maintain and no guilt. In about 30 minutes you'll see where your money really goes, then build a four-bucket plan (needs, wants, future, debt) that fits your income. Step by step, it also shows you how to save your first $1,000, pay off debt with the snowball or avalanche method (with a worked example), understand credit in plain English, claim free money like an employer match, and put it all on autopilot. A 30-day money reset and fill-in worksheets are included.

• Guide, about 30 pages (6×9 PDF)
• Worksheets for your income, spending audit and monthly plan
• Snowball vs. avalanche debt example with real numbers
• A 30-day money reset checklist
• Instant digital download